Financing Offers and Credit Application


  • 3 Yrs No Interest with No Payments First Year
  • No Money Down, No Interest Until 2010
  • 90 Days Same As Cash

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*A minimum purchase of $2999 is required to take advantage of financing offer. Special terms apply to purchases charged with approved credit to your Raymour & Flanigan card issued by Wells Fargo Financial National Bank. During the 36 month no-interest period, there are no payments for the first 12 months and then equal monthly payments for the remaining 24 months. The minimum monthly payment during the remaining 24 months will be the amount that will pay for the purchase in full in equal payments during the 24 month period. Failure to make any required payment on your account when due may result in the transfer of the account balance to your regular subaccount at which point finance charge and minimum payment terms of the regular subaccount would apply. The regular APR is 24.00%. The regular Massachusetts/Rhode Island APR is 18.00%. Financing offers exclude prior sales, gift cards, Outlet/Clearance items, discontinued items and closeout items.

* With credit approval. Special orders require deposit. Minimum purchase amount of $1499 eligible for no deposit and no interest until January 2010. The regular APR begins after January 2010. The regular APR is 23.9%. Failure to make any required payment on your account when due may result in the transfer of the account balance to your regular subaccount at which point finance charge and minimum payment terms of the regular subaccount would apply. If there is an unpaid balance on the purchase after January 2010, the balance will be transferred to your regular subaccount and will be subject to the minimum payment terms of the regular subaccount. Financing offers exclude prior sales, gift cards, Outlet/Clearance items, discontinued items and closeout items.

*With credit approval. No payments are required during the option period. The no interest option means there is no interest if your purchase is paid in full within 3 months after the date of purchase; otherwise, interest accrues from the date of purchase at the regular APR. The regular APR is 23.9%. Financing offers exclude prior sales, gift cards, Outlet/Clearance items, discontinued items and closeout items.